LOAN AND MORTGAGE HISTORY
-------------------------

Copyright (C) 1997 - 2005, FELITEC Inc.


This file contains a list of changes made to Loan and Mortgage 
since its first publication (version 1.0).

Version 2.2   (2005/03/11)
--------------------------
  Improvements:

  - Added 'note' field that allows keeping some notes about
    any installments in a table.

  - Added 'Check for updates' option under the 'App' menu.

  - Added instructions to create a simple interest table in
    the help file.

  Fix:

  - The date fields in the 'Accumulations' section of the 
    report are not wide enough to print properly on some 
    printers. Version 2.2 fixes this problem.


Version 2.15   (2003/09/21)
---------------------------
  Fix: 

    In the Amortization details page of the Table Setup 
    dialog, moving from field to field using the keyboard's
    Tab key does not happen in the right field sequence.
    Version 2.15 fixes this problem.
    

Version 2.14   (2003/09/19)
---------------------------
  Fixes: 

    In some older versions of Windows, if two or more tables
    are maximized at the same time then some of the system
    options (to minimize, restore or close a table) are
    disabled. Version 2.14 fixes this problem.
    
    In the Modify Installment dialog, changing the nominal
    rate without usign the up or down button of the nominal
    rate field results in the change not being honored by the
    program. Version 2.14 fixes this problem.

    Under specific circumstances, the caption bar of a newly
    created or newly opened table may appear in a position on 
    the screen where it is unattainable by the mouse, making it
    impossible to move (drag) the table to a different position
    on the screen until it is selected again through the
    Windows menu. Version 2.14 fixes this problem.

    In the Table Summary report section, the amortization 
    Duration sometimes prints outside the boundaries of the 
    Table Summary box. Version 2.14 fixes this problem. 

    One instance of the word 'Summary' and two instances of 
    the word 'Installment' were misspelled in prior releases
    of version 2. These spelling mistakes were fixed in
    version 2.14.


Version 2.12   (2003/09/03)
---------------------------
  Fix:
    In Loan And Mortgage version 2.0 and 2.1, the command to 
    create a new table works only on computers where the 
    decimals and thousands separators in the Windows Regional 
    Settings are set to the decimal point '.' and the comma ',' 
    respectively. Version 2.12 fixes this problem.


Version 2.1    (2003/08/20)
---------------------------
  Fix: 
    In the 'Table Setup' dialog, when changing the kind of 
    amortization induces a change of compounding frequency, 
    the interest factor should be recalculated automatically
    but is not. Version 2.1 fixes this problem. 

  Improvement:
    Program interface now supports Windows XP style.  


Version 2.0    (2003/03/01)
---------------------------
  Improvements:

    Support for multiple interest rates on the same table. 

    Ability to change the date of any installment and see
    ensuing results. 

    Ability to modify the installment amount and/or the
    interest rate of one or many installments at once and
    see ensuing results. 

    Ability to completely remove one or many installments
    at once and see ensuing results.

    Support for semi-monthly installments.

    Support for semi-monthly compounding.

    Support for month-end installments.

    Save and retrieve preferred table setups (templates for
    creating new tables).

    Selective accumulations report (by month, quarter,
    half-year, year and/or global).

    Table password protection.

    Preview reports before printing.

    Compute unknown value (Present Value, Future Value,
    Installment amount, Nominal rate, or Amortization duration).

    Copy partial/complete lists to clipboard for pasting into
    other applications such as Word or Excel. 

    Export to CSV or XML.


Version 1.1a   (98/02/20)
-------------------------
  Fix:
    Some commands did not work properly when the short date format 
    of the Windows environment regional settings uses only 2 digits 
    for the year (e.g. yy/mm/dd). Version 1.1a fixes this problem 
    by forcing 4 digits for the year regardless of the short date 
    format in the Windows regional settings.


Version 1.1
-------------------------
  Improvement (option replaced): 
    Table|View/Hide Summary option replaces 
    the Table|Summary option
 
  Improvements (new options):
    File|Export to CSV option 
    Table|Balance as of... option
    Table|Recalc options (Loan Type, Loan Amount, Interest rate, 
     Compound frequency and Interest method)
    Table|Duplicate option
    View|Speed Bar option

  Help file corrections: 
    The Help file has been completely reviewed and now includes 
    a few more problem examples in the "How to..." topic.


Version 1.0c
-------------------------
  Fix: 
    On certain machines only, the program returns the error
    message 'Invalid registration file!' on startup and then
    exits. Version 1.0c fixes this problem.


Version 1.0b
-------------------------
  Fix:
    Improper positioning of the report first line if the user did
    not specify a company name during the installation.
    Version 1.0b fixes this problem.

  Improvement:
    Possibility to change the font used in the printed report as
    well as the report title itself by changing the values of the
    'FontName' and 'Title' identifiers in the 'Report' section of
    the LAM.INI file created during the installation of this
    version.


Version 1.0a
-------------------------
  Fix:
    In version 1.0, the fonts scale did not fit properly on some
    monitors where the Windows display setup was set to use large
    fonts. Version 1.0a fixes this problem. 
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