Interesting statistics
In the hi-tech world in which we live today, it is hard to imagine anyone planning a budget
and keeping track of their expenses without the help of a personal budget software.
However, the reality is even much worse. Most people know how much they earn but hardly
have any idea how much they spend. In fact, statistics show that most Americans spend 10% more than they make and
the average credit card debt has reached $8,500. With the average credit card interest rate at
18.9%, it is not surprising to see that personal bankruptcy filings are steadily rising. On
average, American families carry more debt today than at any time in United States history.
What you can do
The first step towards debt elimination and financial freedom is knowing where your money comes
from and where it goes. The next step is to setup a personal or family budget
and stick to it. Fortunately, for those who are serious about controlling their budget, using a
personal budgeting software like Account Xpress can make all the difference in tackling this daunting
task. Our personal budget software can help you track your income and expenses right down
to the penny. Once you know where your money goes, it is easy to see where you overspend and where
you can save. Account Xpress allows you to setup a budget plan and see how well you do in following
it with the help of Actual versus Budget comparison reports.
Stay in control of your budget with Account Xpress. This personal budget software
benefits anyone serious about controlling their personal finances, and managing their budget.
Want to know what else this software can do for you? See the complete list of
features or even better, try Account Xpress free of charge for 30 days.
If you are not absolutely convinced that this is the simplest and most useful personal budget
software in existence today, simply remove it from your computer at any time and at
your own discretion. You don't have to give your credit card number or even your email address to
try this program. Simply follow the installation instructions below to
download and install your free 30-day trial copy of Account Xpress today. You will be amazed by
its power and simplicity.
| The best among the like
When speaking about personal money and family budget, we need not only
"something which can count" but also something handy, flexible and easily
understandable. It's Account Xpress, the software which meets the highest
standards of personal finance solution.
Read full review...
3d2f.com editors
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| Love at first sight
Gongratulations! I've struggled the last year to find a friendly and robust financial
program like this and I was lucky today.
What a FANTASTIC JOB you’ve done with this program.
I believe that the User Interface is one of the best I’ve used so far, especially the Tree view of
the accounts / budget categories / payees and the Tab pages on the right pane. Everything is just
a click away. The currencies handling is just perfect, and this is very important to me.
I found also the program very intuitive, thus I set up my accounts easily in a few minutes.
I really love it! Why I couldn’t easily discover this program until now?
Thank you and please keep up the very good work!
Stavros Grivas, Greece
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ACCOUNT XPRESS FEATURES
Account XpressTM is a personal finance software
loaded with features designed to help you manage your money easily and efficiently.
Track and reconcile transactions for virtually any kind of account (credit cards, savings,
checking, credit line, cash, etc.). Budget management is made easy with the help of
user-defined income and expense budget categories, budget projections, and budget versus actual
comparison reports. A tree view structure helps you access the information you need quickly
and easily.
Features include presentation of a global cash flow picture, calculation of net income
over any given period of time, two distinct methods for managing your budget, transaction
splitting into many accounts and/or budget categories, transaction schedules, transaction
templates, support for multi-currencies, unlimited number of budget category levels,
numerous charts and reports related to your financial and budget activities.
Create recurring transactions that are generated automatically at the proper time. Define
and use transaction templates to quickly create transactions that recur at irregular
intervals. With budget projections, you can now tell exactly when and how much you are
planning to earn or spend on any budget category. This is very similar to using the old
envelope budget system. Password protect your data files with 128-bit encryption to prevent
unauthorized access to your financial information. Download your transactions from
your financial institutions and import them into Account Xpress from Quicken Interchange files
(qif) or Open Financial Exchange files (ofx and qfx). Copy selected entries from any
lists in the program to the clipboard for pasting into other applications such as Word or Excel.
Category and payee management is simplified with the ability to easily merge together
two budget categories or two payees at any time. Re-locate budget categories and payees in the tree
view with simple click-and-drag operations. Backup your Account Xpress files automatically with the new
backup feature. Know where your money goes, eliminate debt and be on your way to financial
freedom with Account Xpress.
Account Xpress benefits anyone serious about controlling their personal finances, and
managing their budget. Try this handy personal budget software
absolutely free for 30 days without any obligation.
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WHAT'S NEW IN VERSION 3
New transaction model
In addition to simple Income, Expense and Transfer transactions, you can now
create more complex split transactions. For example, you can have many accounts
and many categories together involved in a single split transaction, also called
an advanced transaction.
Transaction Schedules
With version 3, you can now create recurring (scheduled) transactions
that are generated automatically at a preset time or on demand at any time.
By default, transactions generated by a transaction schedule will appear
underlined in their respective transaction list until marked as accepted.
Transaction Templates
You can now set transaction templates that you can then use to quickly
create transactions that recur at irregular intervals such as a dinner at
your favorite restaurant.
Budget Projections
In previous versions of Account Xpress, budget figures were entered
as averages (i.e. so much per month for this, so much per week for that,
etc.). While the 'average' method of entering budget figures still exists
in version 3, a new and more accurate method was also implemented.
Budget projections mimic the old envelope budgeting system. Look at your
budget categories as if they were envelopes in which you can put
money to cover for some specific expenses. Budget projections are the
equivalent of putting money into your envelopes while regular transactions
are the equivalent of using that money to pay your bills. The difference
between what you put in your envelopes and what you take out of them
determines how well you are respecting your budget.
Your goal is to always have enough money in your envelopes but not more than
required to cover the expenses they account for. With budget projections you
can tell exactly how much money you are planning to
earn and spend in any budget category, and how much money is still available
at any time for each of those budget categories. Budget projections
can also be scheduled to generate automatically at a preset time.
Actual versus Budget comparisons
Version 3 now has some lists and reports for you to see how your
budget projections and average budget compare to your actual income and
expenses.
Additional budget category levels
Budget categories are no longer limited to two levels. Also, budget
sub-categories no longer need to be of the same type as their parent
category; an income category can have some expense sub-categories and
vice-versa. For example, under your Salary income category, you can
put your salary deductions (expenses) sub-categories.
Multiple currencies
Version 3 provides support for up to 150 different currencies. Currency
conversion rates can be downloaded directly from the Internet.
Password protection
Account Xpress files can now be password protected and encrypted with a
128-bit encryption to protect the confidentiality of your data.
Sub-Accounts
In Account Xpress version 3, accounts can now have sub-accounts. This can
be useful for example when a credit card is shared among many members of the family,
each member being responsible for their respective spending. Sub-accounts can also
be useful for putting some money aside until a certain amount is reached,
to take a vacation for example.
Import/ Export
Version 3 can import from and export to Quicken Interchange files
(qif), and can import from Open Financial Exchange files (ofx and qfx).
You can also copy the entries from any list in the program
to the clipboard for pasting into other software such as Word or Excel.
Merging budget categories or payees
With version 3 you now easily merge together
two budget categories or two payees at any time.
Click-and-drag operation
Budget categories and payees can be re-located in the tree view with simple
click-and-drag operations. Transaction split items can also be moved from
one budget category to another or from one payee to another in the same way.
Two groups of payees
To make it easier to find a payee in a list, the payees are now divided
into two groups in version 3, the Regular Payees and the Occasional Payees.
File backup
With version 3, you can have your financial data file(s) backed up regularly
using the new automatic backup feature.
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SAMPLE SCREEN SHOTS
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ACCOUNT XPRESS AWARDS
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FREE 30-DAY EVALUATION
Account Xpress is a "try-before-you-buy" product. Here you can
download a fully functional copy of our personal budget software
and use it free of charge for 30 days.
You will need to register Account Xpress only if
you decide to continue using it beyond the trial period.
System requirements
- 486DX, 66MHz or higher processor
- Windows 98, ME, NT4, 2000, XP or Vista
- SVGA monitor with High Color (16 bit)
- Works with any printer supported by Windows
Download Account Xpress
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INSTALLATION INSTRUCTIONS
NOTE: If Account Xpress version 3 is already
installed on your computer, it is NOT necessary to uninstall it prior to
installing the new version as long as it is installed in the same
location as the previous one. In this case, the new version will simply replace
the older version and will continue to work with your current registration
details. However, Account Xpress version 3 must not be
installed in the same location as an older major version (1.x or 2.x).
Also, Account Xpress version 3 can read files created by an older major
version (1.x or 2.x) but the opposite is not possible (i.e. files created
with version 3 can NOT be read with version 1.x or 2.x).
WARNING: You must close Account Xpress - if it is currently
running on your computer - before running the installation file again
for a new version.
- Review the system requirements to ensure that
Account Xpress will run on your computer (Account Xpress 3 will
NOT run properly under Windows 95 or older versions of Windows).
-
Click here to download the installation file. Depending on your web browser, you
may be prompted to either open or save the installation file (ax3.exe).
Select 'Save' to save the file in a folder of your choice
on a local drive.
- Once the download is complete, if there is an 'Open' button displayed on the
download dialog then click it to open (run) the installation file. Otherwise take
note of the location where the installation file was saved and then run it from
that location either through Windows Explorer (locate and double-click the
installation file name) or through the Windows' Run command (select 'Start |
Run...', provide the complete path of the installation file and click 'OK').
- Follow the installation file instructions to complete the installation.
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CURRENT VERSION AND UPGRADE INFORMATION
The current version of Account Xpress is 3.3.5.
For details on the changes in this version and a complete
history of prior versions, please see the
axhistory.txt file.
If you already have a registered copy of Account Xpress version 3.x installed
on your computer, the new version (3.3.5) will continue to work with your
current registration.
If you have registered an older major version (1.x or 2.x) of Account Xpress
in the past then you are entitled to either a free or discounted upgrade to
version 3.x. Please visit our upgrade web page at
http://www.felitec.com/axup.php to
determine your upgrade eligibility.
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